CozyWorld – Home HVAC Financing from HELP

Toronto’s Home Energy Loan Program

Do you have high home energy consumption? Take advantage of the HELP program, and improve your home’s comfort with a low-interest loan from the City of Toronto’s Home Energy Loan Program or HELP.

This program offers homeowners solutions to the high upfront costs of energy-saving home improvements such as:

  • High-efficiency Furnaces, Boilers and Air Conditioners
  • High-efficiency Water Heaters
  • Insulation
  • Rooftop Solar PV Panels
  • Solar Hot Water Systems
  • Drain-water Heat Recovery
  • Insulated Windows/Doors
  • Air Sealing
  • Toilers
  • And more

Choose the HELP Program and:

  1. Finance the large, upfront costs of home energy improvement and pay them off at a later date, or through monthly installments.
  2. Enjoy low-interest rates and repayment terms of up to 15 years.
  3. Repay your loan with installments on your property tax bill.
  4. Pay off the rates without penalty, whenever you can.
  5. Receive support from the city’s help teams and assistance in accessing up to $2,250 worth of team assistance in incentives from utility companies.

You can choose from flexible rates and terms!

5 Year Term – 2.0% Fixed Interest Rate

10 Year Term – 2.75% Fixed Interest Rate

15 Year Term – 3.5% Fixed Interest Rate

HELP Participants save up to 560$ on average, per year on their energy bills, receive up to $2,250 in incentives and rebates and use 30% less energy!

You may qualify for a low-interest loan from the HELP program if:

  • You own a detached, semi-detached or row home in Toronto.
  • You are in good standing on all property tax and utility payments.
  • All property owners consent to the program and benefits.
  • You obtain written consent from your mortgage lender, if paying a mortgage.

How to get started with the program?

  1. Apply through email or visit the program website.
  2. Have your property assessed by a Registered Energy Advisor, and decide which upgrades are right for your home and budget.
  3. Complete your home upgrade. Hire a contractor of your choice, and complete your energy improvements with the available funding.
  4. Save on your utility bills and enjoy a more comfortable, energy-efficient home while benefiting from our flexible financing repayment terms.

Most homeowners will see about a 30% reduction in energy consumption! This could be your home too!

CozyWorld is your top choice for qualified HVAC installations within the Greater Toronto Area. Contact our teams today and learn about energy-efficient HVAC options available from our company. We are your leading Lennox dealer in the Toronto region, and offer Energy Star certified products. Learn more about how you can benefit from Toronto’s HELP program, and how we can help you find the best heating, cooling, water heating and purification solutions for your home and family.

Call us now: 416-855-3651

 Click here: To Find out if you qualify.

Air Conditioner Comparison – What Kind of Air-Conditioner Should I Buy?

When the weather gets warm, we’re all thinking about air conditioning. The importance of your air conditioner is usually lost in the colder months, and is only really missed when it breaks. As a licenced Lennox retailer, we’re happy to offer the best HVAC contracting services in the Toronto area, as well as AC Repair. If you’re looking to purchase and install a new air conditioner, we’re the best choice, offering competitive pricing, excellent consultations and units matched directly to your home’s needs. So call us today if you’re ready to beat the heat, and upgrade or install a new air conditioner.

Before you select a unit, there are some things you should consider. It’s important to choose the right unit, as in general, up to 15% of your annual utility bill is spent on cooling. It’s an expensive asset, which can easily get more expensive should you choose a unit which is poorly fitted to your home. Excess energy use, improper insulation, noise issues are all symptoms of an improper air conditioning unit. Here are some factors to consider when selecting your unit:


Note Your Home’s Needs

Before you go through prices and features, determine the cooling capacity necessary to properly cool your home. You’ll want to determine the size based on square footage. As a rule, an air conditioner energy requirement is calculated by taking 20 BTU for each square foot of space you want to be cooling. So, a 2,500-foot home multiplied by 20 BTU is a 50,000 BTU capacity. However, don’t go by BTU alone. Make allowances for considerations such as the location of your cooling outlets, the amounts of windows in your home, your insulation, shading and the amount of traffic in each room on a regular basis.

The best possible thing to do to accurately calculate your needs is to hire a professional to do the calculation for you, and make recommendations based on your home. HVAC experts will take into account the space which needs cooling, as well as your home’s specifications and make a recommendation based on what is right for you.

Consider the SEER Rating

Minimum SEER efficiency in Canada is 12.00 for single unit. SEER, or seasonal energy efficiency ratio, is a measure of energy efficiency which defines the ratio of energy needed to produce a specific amount of cooling. This means, that the higher the SEER rating, the greater the air conditioner’s efficiency. Remember that higher efficiency units will save you more money over a heating season than lower efficiency units, but will cost drastically more. This means that a top-of the line AC unit may be worth your money if you live in a climate where the temperature is warm year-round. However, in temperate areas such as Canada, maximum efficiency units are generally not a necessary investment.

Consider the Noise

Most air-conditioning units make some noise, and choosing a model which scores well on noise tests is always a good idea, especially with light sleepers.

Our Air Conditioners:

Get the best air conditioner for your needs, and allow CozyWorld installation professionals to recommend the best unit for your home, daily usage and needs. As a certified Lennox dealer, we stock only the most energy efficient models available for purchase on the market. Here’s what we have available:

Lennox XC25 Air Conditioner

From the Lennox Signature Series, this AC unit is the best on the market with a SEER rating of up to 26 and an Energy Star © certification. This is the highest rated Lennox unit on the market.

Lennox XC21 Air Conditioner

The XC21 is part of the Lennox Signature Series, and boasts exceptional noise reduction and a SEER rating of up to 21, as well as an Energy Star© certification. This is a two-stage central air conditioner.

Lennox SL18XC1 Air Conditioner

The SL18XC1 Air Conditioner is part of the Lennox signature collection, and features superior noise reduction and an efficiency rating of up to 18.5 SEER, as well as an Energy Star© certification. This is a single-stage air conditioner.

Lennox XC20 Air Conditioner

The Lennox Elite Series is fronted by the XC20 variable speed air conditioner, with a SEER rating of up to 20 and complete Energy Star© certification.

Lennox XC16 Air Conditioner

The XC16 is a high-efficiency, multi-stage air conditioning system optimized for up to 17.2 SEER efficiency, and is Energy Star© certified.

Lennox EL16XC1 Air Conditioner

The EL16XC1 is a high-efficiency, multi-stage air conditioning system optimized for up to 17 SEER efficiency, and is Energy Star© certified.

Lennox XC14 Air Conditioner

The Lennox XC14 Elite Series Air Conditioner is certified for up 16 SEER rating, and is one of the quietest on the market. Energy Star© certified.

Lennox XC13 Air Conditioner

With an efficiency rating of up to 15.5 SEER, this affordable, reliable Air Conditioner is a top budget choice.

Lennox 14ACX Air Conditioner

The Merit Series 14ACX Air Conditioner from Lennox is an efficient, economical and reliable air conditioner with an efficiency rating of up to 16.

Visit the Lennox official website for more reliable comparisons, and side-by-side results. You can compare up to 3 models here: As a certified Lennox dealer, we are your number one choice for high-efficiency, environmentally friendly Air Conditioners and HVAC units. We are certified, professional HVAC contractors, and are available throughout the Greater Toronto Area including: Markham, Vaughan, Ajax, Oshawa, Scarborough, Mississauga, North York, Concord, Maple, Richmond Hill, Etobicoke, Brampton, Orangeville, Hamilton, Halton and further. Contact us for more details about our products and what we can do for you.

Furnace Comparison- What Kind of Furnace Should I Buy?

There are a number of factors to take into consideration when installing a new home furnace. Among these, your home size, energy needs, efficiency standards are the most important. As price differences between furnaces can tally up to thousands of dollars, it’s always a good idea to put some good thought into what you truly need, and what model is best suited for your home. In this guide, we’ve accumulated information about how to find your home’s energy needs and BTU requirements, and created a handy product comparison for our energy-efficient Lennox products. Cozyworld is your top Lennox dealer in the Toronto area, offering qualified, Energy Star Certified Lennox heating and air conditioning units.

How to figure out your home’s needs:

To figure out the average heating capacity of your home, calculate your square footage. Homes will require between 40-50 BTUs, depending on the location you live in. Temperate climates such as Ontario will need the lower end of the range, while homes in Northern Canada will require up to 60 BTUs. Newer or recently remodelled homes, as well as those with insulated windows and doors will need less. Compare your home’s specifications and outfitting for the most accurate estimate.

How you calculate is you take your home’s square footage, and multiply it by the number of BTUs needed for you climate and purposes. So, a 2,500-square foot home in a Toronto climate will be calculated as follow:

2,500 x 40 = 100,000 BTUs

Keep in mind that your furnace’s AFUE rating will also have to be taken into consideration, because just because a furnace has a 100,000 BTU capacity doesn’t mean it will be able to heat your home fully. The AFUE rating is the efficiency of your furnace. Most of our products have an AFUE rating of over 90%, meaning they will heat 90,000 BTUs of your home’s total needs. Lower end furnace models may have a rating of only 70 or 80%. When shopping, adjust your needs for the AFUE rating of the products.

One of the more precise ways to determine the best furnace for your home is to do a load calculation. This can be performed by your contractor, and is the most accurate means of determining your heating needs. The load calculation is performed in various calculation software, and takes into account your home’s foundation, flooring, roofing, insulation, location, size, windows, doors etc. As your contractor to perform one of these calculations for you, when you’re looking to replace your furnace.

Our Furnaces:

Lennox EL195E Gas Furnace

The EL195E Gas Furnace is a 95% AFUE, Energy Star certified gas based furnace from the Lennox Elite series. It offers single stage heating, quiet operation heating, and a fully insulated cabinet for minimum heat loss. This furnace is Air Filter and Humidified capable and comes with a Lifetime Warranty.

Lennox ML195 Gas Furnace

The Lennox ML195 Gas Furnace is of the Lennox Merit Series, has a 95% AFUE rating, single-stage operation, a steel sealed cabinet and PSC motor. It is air filter and humidifier capable, and comes with a 20-Year Limited Warranty.

Lennox ML193 Gas Furnace

The Lennox ML193 Gas Furnace is of the Lennox Merit Series, and has a 93% AFUE rating, single-stage operation, a steel sealed cabinet and PSC motor. It is air filter and humidifier capable, and comes with a 20-year limited warranty.

Lennox SLP98V Variable Capacity Gas Furnace

The SLP98V Variable Capacity Gas Furnace is of the Lennox Signature Series, and is energy-efficient up to 98.7% AFUE. This furnace is Energy Star certified and features SilentComfort™ technology and a fully insulated cabinet, for maximum efficiency and minimal loss of heat. The variable speed motor allows for modulating heating, extended use and adjustable heating. This furnace comes with a Limited Lifetime Warranty from the manufacturer.

Lennox EL296V High-Efficiency, Two-Stage Gas Furnace

The Lennox EL296V High-Efficiency, Two-Stage Gas Furnace is of the Lennox Elite Series and features 96% AFUE capabilities. With a two-stage heater and SilentComfort™ technology as well as a fully insulated cabinet, the EL296V is one of the highest capacity two-stage furnaces on the market. This product comes with a Limited Lifetime Warranty from the manufacturer.

Lennox EL296E High-Efficiency, Two-Stage Gas Furnace

The Lennox EL296E High-Efficiency, Two-Stage Gas Furnace is of the Lennox Elite Series and features 96% AFUE capabilities. The PowerSaver™ constant torque engine saves on energy. With a two-stage heater and SilentComfort™ technology as well as a fully insulated cabinet, the EL296E is one of the highest capacity two-stage furnaces on the market. This product comes with a Limited Lifetime Warranty from the manufacturer.

For more product comparisons, visit the Lennox brand website and select the furnaces you wish to compare. Remember that as a Canadian Certified Lennox Dealer, CozyWorld is only authorized to distribute furnaces with an AFUE of over 90%. Visit for more information.

Furnace Installation


Invest in the best home comfort for you and your family with Cozy World.

If you have an older, inefficient furnace which requires frequent repairs, it might be time to invest in an upgrade. Of the many appliance upgrades, a furnace upgrade can be one of the most cost-efficient for your home, as in the long run, a new furnace can save you money. Some of the benefits of a new furnace are:

A safer home:

As furnaces age, the risk of cracks developing in the heat exchanger increase. This means that your furnace may be leaking carbon monoxide into your home undetected. This is a serious issue, which affects your health and safety. Cozy World offers Toronto carbon monoxide checks and repairs, but we always recommend replacing your furnace in the event of a leak.

Cost efficiency:

A new energy saving furnace can save up to 25% of your home’s heating costs per year, paying for itself in no time at all. Not only does a new furnace offer better heating and a more efficient home, it is an upgrade which will pay for itself in as little as a few years. Cozy World offers a number of energy efficient, high efficiency furnace replacements in the Toronto region.

Energy efficiency:

Older furnaces are very rarely energy efficient. As your furnace ages, it will begin to lose its effectiveness and will require more energy to run in addition to needing more service and repairs overtime. Decrease the frequency of repairs and reduce your home’s carbon footprint.

Call Cozy World Toronto Furnace Specialists Today!

Your number one Toronto area heating and air conditioning team comes together for your benefit. We offer complete furnace repairs, and stock a wide variety of high-efficiency, Eco-friendly furnaces which we also install.

Cozy World understands that furnace installation is an important factor you consider when picking out a new furnace for your home. A poorly installed furnace negates all the benefits of replacements, and can be very dangerous or your home and family as it leaves you open to gas and electricity issues, as well as carbon monoxide. For this reason, we take pride in our services and offer the absolute best in installation.

Cozy World heating and air conditioning technicians install, repair and maintain all furnace brands including: American Standard, Bryant, Carrier, Lennox, Rheem and Trane. We offer quality furnace repairs, furnace replacement, furnace installation, furnace filters and much more. At Cozy World Inc. our number one priority is doing the job right, which is why we offer prompt, professional service and efficient heating solutions.

Call us for a quote today!