Financing Options

Snap Financial

That yellow button is not the cheapest option to get an HVAC financing. It’s just might be the fastest when you need to get a furnace financing or an air conditioner financing ASAP. So, keep on reading before you click.

  • The yellow button will send you to SNAP Financial‘s website to fill out an application. SNAP will know that you came from us. The reason is that they are recommended by Lennox. You can get a pre-approved loan within minutes. Their interest rates is around 9-10%.
  • Once at SNAP’s site you will see several loan options. The only option that works is the Installment Loan.
  • The pre-approved loan will ONLY be valid with our company – Cozy World Inc. If you are planning to deal with another company, you need to apply for financing from their website.
  • You won’t get from SNAP any direct feedback after you have submitted the loan application. SNAP will send us an email regarding loan pre-approval to contact you.
  • To Sum Up. Applying for furnace financing or air conditioner financing from this page is only worth your time if you are hiring us to do the job.

Home equity line of credit

This might be the best option if you already have it.

Toronto’s Home Energy Loan Program

This great program is available to those living in Toronto. It offers homeowners solutions to the high upfront costs of energy-saving home improvements such as:

  • High-efficiency Furnaces, Boilers and Air Conditioners
  • High-efficiency Water Heaters
  • Insulation
  • Rooftop Solar PV Panels
  • Solar Hot Water Systems
  • Drain-water Heat Recovery
  • Insulated Windows/Doors
  • Air Sealing
  • Toilers
  • And more

Learn more from the video below.